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RACIS

Sri Lanka's rental risk bureau

Know who's driving awaybefore you hand over the keys.

RACIS gives rent-a-car businesses a shared, privacy-first trust score for every renter — searchable by NIC in seconds, without exposing anyone's personal data.

Start as a vendorCheck my own score
  • PDPA No. 9 of 2022
  • AES-256-GCM vault
  • Zero-knowledge NIC search
Live risk lookup
NIC1995 •••• •• 47SHA-256
Low risk

Rental history

  • Returned on time Authorised vendor #1042Aug 2026
  • Arrears settled Authorised vendor #0877Mar 2026
  • Returned on time Authorised vendor #1311Nov 2025

How it works

Three steps at the counter

  1. 01

    Search the NIC

    Type or scan the renter's NIC. It is hashed on the spot — RACIS never stores the number itself.

  2. 02

    Read the trust score

    See a 300–850 score, risk level and rental history summary from every vendor on the network.

  3. 03

    Log the return

    When the car comes back, record how it went. On-time returns raise the score; defaults and damage lower it.

The score

One number the whole industry can trust

Every renter starts at 600. Each closed rental moves the score inside a fixed 300–850 range, so a good record follows good customers from vendor to vendor.

600
300450550650850
  • Critical
  • High
  • Moderate
  • Low

What moves the score

  • On-time return+30
  • Late payment−5 / day
  • Vehicle damage−50
  • Payment default−150
  • Written off→ 300

Why RACIS

Why Integrate with RACIS?

We solve the industry's most critical vulnerabilities through advanced FinTech architecture.

Eradicate Default Risk

Instantly cross-reference renters against a nationwide blacklist. Catch fraudsters, arrears, and vehicle smugglers before you hand over the keys.

A Sri Lankan rental business owner handing car keys to a customer

RACIS check

742 · Low risk

Slash Insurance Premiums

Fleet operators exclusively using RACIS enjoy up to 20% direct discounts on commercial insurance premiums due to lowered risk profiles.

Competitor Data Shield

Fear of losing clients? Our cryptographic masking ensures your business identity is hidden. Other vendors only see 'Authorized Vendor', never your name.

A vendor photographing an identity card with a phone beside car keys and a cup of tea

📷 NIC photo

✅ Score 742 · Low risk

Give-to-Get Economy

Zero data-entry friction. Send a photo of the NIC to our WhatsApp Bot, and our AI does the rest. Earn free query credits for every active rental logged.

For citizens

Your data. Your rights.

Under the PDPA you can see exactly what RACIS holds about you — and download a signed trust certificate for your next rental.

  • See your score and full rental timeline
  • Download a verifiable PDF certificate
  • Dispute any record you believe is wrong
Open citizen portal
A young Sri Lankan professional checking her trust score on a phone
Trust certificate

781

● Low risk

Certificate ID
RACIS-204871
Cryptographic seal
SHA256:9F2C…A1E0

Questions

Frequently Asked Questions

Absolutely not. RACIS uses strict Zero-Knowledge Architecture. When another vendor checks a client you logged, they only see the risk score and timeline under an anonymous tag like 'Vendor #1042'. Your business identity is cryptographically shielded.

Light trails on a Sri Lankan expressway through green hills at dusk

Protect your next handover.

Join the rental businesses that check before they hand over the keys.

Create vendor accountTalk to us